The Jacksonville Jaguars face a pivotal decision regarding linebacker Devin Lloyd as he enters the final year of his rookie contract. The team's management, which did not draft Lloyd, declined his fifth-year option, raising questions about his future in Jacksonville. If Lloyd is not re-signed, it could significantly alter the team's defensive identity. While it seems likely he will remain, the decision hinges on financial considerations, particularly given his projected $14.75 million option for the fifth year.

As the Jaguars look ahead to the 2026 offseason, they must weigh the implications of retaining Lloyd against their overall cap situation. Evaluating his performance and fit within the team’s evolving strategy will be crucial. The outcome may impact not just defensive formations but also the direction of the franchise in a competitive AFC South.